Seaside Policy on Privacy Information
Learn more about why Seaside Bank and Trust uses your personal information, what we do with it and how we use it.
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and Payment history
- Checking account information and Overdraft history
All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Seaside Bank and Trust chooses to share; and whether you can limit this sharing.
|Reasons We Can Share Your Personal Information||Does Seaside Bank and Trust share?||Can you limit this sharing?|
|For our everyday business purposes, such as processing your transactions, maintaining your account(s), responding to court orders and legal investigations, or reporting to credit bureaus:||Yes||No|
|For our marketing purposes, such as offering our products and services to you:||Yes||No|
|For joint marketing with other financial companies:||No||We don’t share|
|For our affiliates’ everyday business purposes, such as information about your transactions and experiences:||Yes||No|
|For our affiliates’ everyday business purposes, such as information about your creditworthiness:||Yes||Yes|
|For our affiliates to market you:||Yes||Yes|
|For non-affiliates to market to you:||No||We don’t share|
To limit our sharing:
- Call 888-881-7628 — our menu will prompt you through your choice(s)
- Mail the form below:
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
What We Do
How does Seaside Bank and Trust protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Seaside Bank and Trust collect my personal information?
We collect your personal information, for example, when you:
- open an account or apply for a loan
- make deposits or withdrawals from your account
- make wire transfers
- tell us about your investments or retirement portfolio
We also collect personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- sharing for affiliates’ everyday business purposes (information about your creditworthiness)
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account — unless you tell us otherwise.
Affiliates – Companies related by common ownership or control. They can be financial and non-financial companies.
- Our affiliates include financial companies, such as Seaside Insurance.
Non-affiliates – Companies not related by common ownership or control. They can be financial and non-financial companies.
- Seaside Bank and Trust does not share with non-affiliates so they can market to you.
Joint marketing – A formal agreement between non-affiliated financial companies that together market financial products or services to you.
- Seaside Bank and Trust doesn’t jointly market.