History & Philosophy

Our History

In October of 2006, Seaside Bank and Trust opened its doors for business. In doing so, we made history. Seaside is the largest de novo, federally-chartered bank in the United States in terms of initial capitalization. With this financial strength, we are able to provide our clients with a customized set of private banking and commercial products and services as well as wealth management and insurance solutions. Our sophisticated product suite rivals that of large, regional banks. However, Seaside is fundamentally different from most banks. Seaside’s core business strategy is not product-specific, promotion of growth for growth’s sake. Every Client Advisor at Seaside approaches each new piece of business not just as a transaction, but as part of an ongoing relationship, beneficial to our clients and to Seaside.


Our core beliefs are the thoughts and actions that are true for all Seaside professionals.

  • We are on the face of the earth to be attentive to our clients need and to provide superior service.
  • We are focused - simple, not complex.
  • We need to own and control the entire client experience front to back.
  • We believe in saying no to hundreds of projects so that we can really focus on the few that are important and meaningful to us.
  • We believe in collaboration and cross pollination of our groups, which allow us to service in a way others cannot.
  • We do not settle for anything less than excellence in every group in the company.
  • We have the self honesty to admit when we are wrong and the courage to change.


Our cultural values reflect our beliefs about how we conduct business. These values set the standard by which we work, but they also establish the perception of Seaside held by all of our constituents: clients, professionals, shareholders, and the community.

  • We are client focused.
  • We honor integrity and ethical behavior.
  • We maintain professional excellence and high performance standards.
  • We provide innovative solutions.
  • We recognize the value of the individual.
  • We value individual participation and foster teamwork.

Service Model

Every Seaside client will be assigned to a Client Advisor, who will serve as their single point of contact at the bank.

Services Wheel, List of services.

Your Seaside Advisor Connects YOU With:

Full-Service Private and Business Banking

  • Residential Lending
  • Commerical Real Estate Lending
  • Personal Lending
  • Private Business Banking
  • Deposit Services

Private Wealth Management

  • Investment Management Services
  • Brokerage Services
  • Trust Services
  • Insurance